Home Loan
Your Dream Home Awaits
Home loans are among the most sought-after secured loans, specifically tailored for the purchase or construction of your dream property. In this arrangement, the home acts as the primary security for the lender. As they are inherently long-term and high-ticket commitments, we offer affordable tenures ranging from 10 to 25 years, with interest rates starting as competitively as 7% to 7.5% per annum. Our Loan-to-Value (LTV) ratio typically allows you to finance up to 80% of the property value.
Core Eligibility Criteria:
- A healthy credit score
- Continuous and stable flow of income
- Applicant age between 23 to 60 years
- Valuable collateral (e.g., FDs, property)
- A timely debt repayment history
Key Features & Benefits
Lower upfront costs and flexible repayment
Tax benefits on interest and principal
Extremely low comparative interest rates
Choice of fixed or floating rates
Suitable for new, pre-owned, or under-construction
Easy balance transfer to another lender
Property appreciation builds your wealth
Eliminates the drain of monthly rent payments
Our Simple 3-Step Process
Simple Application
Minimal Documents
Secure Financing
Brochures
Need Assistance?
7/431-CB1, Narayana Apartments
Kunnumpuram - Civil Station Road
Thazhvaram Lane, Kakkanad
Ernakulam - 682030, Kerala India