Loan Against Property
Unlock Your Property's Value
A Loan Against Property (LAP) allows you to leverage the value of your residential or commercial real estate to secure substantial funds. This mortgage loan lets you unlock significant capital while you continue to retain ownership and use of the property. With a Loan-to-Value (LTV) ratio typically ranging between 65% to 70%, it offers an exceptional avenue to raise funds for business expansion or critical personal needs. Interest rates are highly competitive, starting from just 8% per annum.
Why Choose a Loan Against Property?
Extended Repayment
Enjoy the flexibility of a long repayment tenure that can comfortably stretch up to 15 years, easing your monthly commitments.
Aggressive Rates
Compared to unsecured options like Personal Loans, LAP offers significantly lower interest rates as it is a fully secured loan.
Reduced EMIs
Longer tenures coupled with low interest rates dramatically reduce your Equated Monthly Installment (EMI) burden.
Seamless Approval
Because the loan is secured by tangible real estate, lenders are highly confident, making approval fast and straightforward.
Required Documentation:
- Original Property Title Deeds
- Valid Identity and Address Proof
- Recent Bank Statements
- Income verification (Salary Slip or IT Returns)
- Clear Property Valuation Report
Our Simple 3-Step Process
Swift Processing
Expert Valuation
Maximized Value
Brochures
Need Assistance?
7/431-CB1, Narayana Apartments
Kunnumpuram - Civil Station Road
Thazhvaram Lane, Kakkanad
Ernakulam - 682030, Kerala India